Ordering from a web shop but never receiving a package. Games and apps where “free” skins, credits, or rewards suddenly cost money. Free trial periods that quietly turn into expensive subscriptions. Criminals misusing personal data to make purchases in your child’s name. Online fraud takes many forms. Has your child fallen victim? Here’s what to do.
Every year, thousands of people fall prey to online fraud. It can happen to your child too. However clever the trick, the outcome is often the same: kids may feel ashamed, unsafe, and distrustful. That’s why the first step is making sure your child understands it’s never their fault.
Then, take action immediately (as in, right away!)
- Change all passwords and PIN codes. Call your bank to block any cards. You’ll find emergency numbers on your bank’s website.
- Report the fraud to your local authorities or a national fraud reporting center.
- Collect evidence such as screenshots of the web shop, chat messages, and bank statements. File an official police report.
- Contact your insurance provider and let them know your family has been affected. You may not always be able to recover lost money, but by reporting the fraud you help prevent new victims.
